Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success. 

The below diagram is a visual representation of how we work with our clients.  While the discovery step is where each new relationship with our firm begins, it is also a repeatable step for us as you and your needs are constantly evolving.  This 4-step process is repeated with varying regularity, depending on the complexity of needs and when (not if) changes in your situation happen. 

Can I afford to retire?  Will I have the income I need?  The answers are complicated, but the process to find them does not need to be.  We are here to guide our clients to confidence by provding them with clear, Fiduciary advice.  All retirees should have an investment, income, tax and estate plan free from the conflicts of interest that may exist at big banks or broker-dealers. 

While individual and family Financial Planning is our most common solution, we also provide Fiduciary support to existing Employer Retirement Plans.  With a complimentary plan review and benchmarking, we can provide you with an unbiased understanding of how your plan is performing as well as if you are meeting your participant education requirements.  No plan?  No problem.  We can support you in launching a new plan for your business, regardless of your current employee count.

Without a plan, the top risk to any retiree's income could be income taxation.  How much of your savings and investments will be taken by taxes?  When should I start on IRA?  Should I collect Social Security benefits now or later?  Should I convert some of my Traditional IRA assets into a Roth?  These answers are different for each situation and your strategies should be equally as personalized.