Nelson Lutz, CRPC®

Wealth Advisor

nelson@ffawealth.com

Contact

Office: 757-571-3206

3704 Pacific Avenue

Suite 200

Virginia Beach, VA 23451

info@ffawealth.com

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Client Relationship Summary

Kestra Private Wealth Services, LLC is an investment adviser registered with the Securities and Exchange Commission (SEC). Investment advisory services and fees differ from brokerage services provided through a broker-dealer and it is important for you to understand these differences.

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Regulation Best Interest Disclosure

We provide this Regulation Best Interest Disclosure (the Reg BI Disclosure) to our retail customers to inform them about the services we offer and our relationship with them. Among other things, this Reg BI Disclosure addresses the scope and terms of our relationship with you, the capacity in which we are acting, the type and scope of our services, any material limitations on our services, the fees and costs associated with your holdings, accounts, and transactions, and the conflicts of interest that exist for us and our financial professionals.

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Form ADV Part 2A Brochure

This brochure provides information about the qualifications and business practices of our firm, Kestra Private Wealth Services, LLC.

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Nelson Lutz, CRPC®

Wealth Advisor

804-200-0001

804-200-0001

nelson@ffawealth.com